2 वर्षों में प्राप्त 10,000 रुपये का वर्तमान मूल्य क्या है, यदि ब्याज दर 12% प्रति वर्ष है, जो अर्ध-वार्षिक रूप से चक्रवृद्धि ब्याज पर संयोजित होती है ?

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SSC CGL 2022 Tier-I Official Paper (Held On : 09 Dec 2022 Shift 2)
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  1. 7,020.94 रुपये
  2. 7,920.90 रुपये
  3. 7,920.94 रूपये
  4. 7,900.94 रुपये

Answer (Detailed Solution Below)

Option 3 : 7,920.94 रूपये
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Detailed Solution

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दिया गया है:

2 वर्ष में प्राप्त मिश्रधन = 10,000 रुपये

ब्याज दर = 12% प्रति वर्ष

समय = 2 वर्ष

मिश्रधन = मूलधन [1 + (\(\frac{R}{100}\))]n

गणना:

A = 10000

R = 6% (अर्द्ध-वार्षिक)

n = 4 (अर्द्ध-वार्षिक)

इस प्रकार,

 10000 = P [1 + (\(\frac{6}{100}\))]4

⇒ 10000 = P [\(\frac{106}{100}\)]4

⇒ 10000 = P x (1.06)4

⇒ P =  \(\frac{10000}{1.06^4}\)

⇒ 7,920.9426

⇒ P = 7,920.94 रुपये

इसलिए, सही उत्तर '7,920.94 रुपये' है। 

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