A person invested ₹18,000 at the rate of 20% compound interest per annum. Then the interest he gets after completing the duration of two years is

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Telangana Police SI Prelims 2022 Official Paper
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  1. ₹7,920
  2. ₹4,320
  3. ₹6,750
  4. ₹8,670

Answer (Detailed Solution Below)

Option 1 : ₹7,920
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CT 1: Indian Polity (Making of the Constitution రాజ్యాంగాన్ని రూపొందించడం) Part 1
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10 Questions 10 Marks 8 Mins

Detailed Solution

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Given:

Principal (P) = ₹18,000

Rate (r) = 20% per annum

Time (t) = 2 years

Formula used:

Compound Interest (CI) = P × [(1 + r/100)t - 1]

Calculations:

CI = 18,000 × [(1 + 20/100)2 - 1]

⇒ CI = 18,000 × [(1 + 0.2)2 - 1]

⇒ CI = 18,000 × [(1.2)2 - 1]

⇒ CI = 18,000 × 0.44

⇒ CI = ₹7,920

∴ The correct answer is option (1).

Shortcut Trick 

Equivalent rate of interest for 2 years (using the formula for successive percentages: A + B + (A ×  B) / 100)

= 20 + 20 + (20 × 20) / 100

= 40 + 400 / 100 = 44%

Therefore, the required compound interest = (Principal × Equivalent Rate) / 100

= (18000 × 44) / 100

= ₹7920

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