Which bank is receiving up to US$500 million financing from IFC to support microloans for women in semi-urban and rural areas?

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  1. HDFC Bank
  2. ICICI Bank
  3. Axis Bank
  4. State Bank of India
  5. Kotak Mahindra Bank

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Option 1 : HDFC Bank
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The correct answer is HDFC Bank.

In News

  • HDFC Bank is receiving up to US$500 million financing from IFC to support microloans for women borrowers, particularly those in semi-urban and rural areas.

Key Points

  • IFC financing will help HDFC Bank expand microloan lending to Self-Help Groups (SHGs) and Joint Liability Groups (JLGs), specifically aimed at women borrowers.
  • HDFC Bank's business line, the Sustainable Livelihoods Initiative (SLI), focuses on microfinance lending programs exclusively for women borrowers.
  • The financing will also help SHG and JLG borrowers graduate to individual lending schemes, promoting greater financial inclusion and self-employment opportunities for women.

Additional Information

  • IFC's Role in Microfinance
    • IFC is a major international funder in the microfinance sector and aims to increase financial inclusion for underserved populations, especially women.
  • Microfinance in India
    • Non-banking financial companies and microfinance institutions are significant contributors to lending for income generation, especially for women in India.
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